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Meet Joanne Harris

British-born and raised between England and South Africa, Joanne Harris developed an international perspective early in life — one shaped by movement across borders, cultures, and economic systems. Now based in Southern California, she brings that global lens to every client relationship and every transaction she oversees. After more than two decades operating across international sales, commercial lending, and real estate, Joanne identified a consistent gap in the market: sophisticated clients moving substantial capital across borders were often left navigating fragmented banking systems, misaligned advisors, and unnecessary exposure. Those operating at the highest levels — HNWI, athletes, entertainers, founders, global investors — require more than transactional execution. They require strategy, discretion and alignment. RYZR Global Advisory was created to be that alignment. Joanne collaborates exclusively with best-in-class, fully vetted foreign exchange and mortgage institutions to deliver 100% insured – next business day –  foreign exchange solutions and bespoke mortgage strategies designed for internationally mobile wealth. Every global Trusted Advisor partnership is verified. Every transaction is structured with intention. Every client relationship is built on trust. Her advisory style is precise, composed, and performance-driven — a reflection of both her professional discipline and her personal standards. As a mother of thriving adult children, Joanne understands legacy, stewardship, and long-term positioning not only professionally — but personally. Wealth, in her view, is not simply about movement of capital. It is about protection, opportunity, and generational strength. She understands global capital because she has lived globally. She understands negotiation because she has led it. She understands relationships because she has built them across continents, industries, and leadership circles. RYZR is not transactional. It is strategic, deliberate, and global by design. Precision without noise. Power without spectacle. Results without compromise.

The Founder

Joanne Harris

  • "Global Capital Requires Precision."

Foreign Exchange FAQ

Understanding Our Fully Insured Institutional Foreign Exchange Advisory

  • RYZR Global Advisory provides fully insured foreign exchange solutions structured for international clients managing significant cross-border capital movement. Services include insured currency conversion, large-volume international transfers, cross-border real estate payment coordination, FIRPTA and IRS-related capital transfers, royalty and multi-jurisdictional income structuring, and institutional counterparty coordination. All services are delivered in an advisory capacity and executed through carefully vetted, regulated financial institutions

  • Traditional foreign exchange transactions expose clients to volatility and timing risk. Our framework is structured within an insured execution model designed to remove speculative exposure during the transaction process. Currency conversion and transfer are coordinated through institutional partners operating within controlled, compliance-aligned environments to prioritize principal protection and predictable execution.

  • RYZR Global Advisory does not operate as a retail forex broker and does not engage in speculative trading. We serve a limited number of qualified international clients requiring institutional-grade execution, capital preservation, and discretion. Our approach is advisory-driven and structured through regulated counterparties that meet strict operational and insurance standards.

  • Our services are designed for professional athletes, entertainers, management teams, high-net-worth individuals, and corporate entities managing substantial international transactions where certainty, discretion, and regulatory alignment are critical.

  • Yes. All foreign exchange execution is facilitated through carefully vetted, regulated financial institutions that meet rigorous compliance, insurance verification, and operational standards.